Guaranteed Issue Health Insurance provides coverage to individuals who may be ineligible for other types of health plans. If you have a pre-existing condition such as heart disease, cancer, AIDS, or diabetes, then a Guaranteed Issue Health Policy may be the best option for you.

Guaranteed issue policies may have an initial waiting period of up to a year before pre-existing conditions are covered. Some policies may require that you are employed, although some policies do not insist upon this qualification.

A guaranteed issue health plan will cover most of your healthcare needs, including physician visits, hospital care, and in patient and outpatient care, and most guaranteed issue policies are also guaranteed renewable.

Should you purchase a guaranteed issue health insurance plan? Guaranteed Health Insurance would work for you if:

• You have pre-existing conditions
• Have been previously declined for coverage

  *Not all plans and providers are available in all states.