Catastrophic health insurance plans are designed to provide emergency protection against unexpected medical costs.
Catastrophic health insurance plans:
Limit your medical expenses in case of emergency
May offer affordable monthly premiums
Usually have a high annual deductible
May have higher out-of-pocket costs for covered services
Don't always provide coverage for preventive care
A catastrophic plan may be right for you if:
•You have no pre-existing medical conditions
•You're not on regular prescription drugs
•You rarely see the doctor
•You can't afford more robust coverage
•You expect to have other coverage within 6-12 months
•You only want coverage in case of emergency
Limit your medical expenses in case of emergency May offer affordable monthly premiums Usually have a high annual deductible May have higher out-of-pocket costs for covered services Don't always provide coverage for preventive careA catastrophic plan may be right for you if:
•You have no pre-existing medical conditions
•You're not on regular prescription drugs
•You rarely see the doctor
•You can't afford more robust coverage
•You expect to have other coverage within 6-12 months
•You only want coverage in case of emergency
*Not all plans and providers are available in all states.
*There are many types of health insurance plans and dental plans. Before purchasing any health insurance plan or dental plan be sure you understand exactly what is covered. Dental Insurance and Discount dental plans are not the same and not all providers offer the same type of coverage. Be sure to speak with a licensed health insurance agent for the details and specifics of the health insurance plans available in your state.
** This site is an informational site only and is not a substitute for the medical expertise and advice of your primary health care provider. For any healthcare or dental health concerns be sure to discuss treatment options or care with your health care provider.
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