Dental Care Services for Families

Not every insurance policy includes dental coverage and not everyone receives dental insurance from their employer or can afford to pay for the dental add-on. Small Business owners and independent contractors find it difficult to obtain affordable individual dental insurance. These are the dental concerns that cause many people to start looking for dental care savings offered by many discount dental plans as an alternative to dental insurance.

Most discount dental plans can usually be used as a supplement to your dental insurance plan if you’ve already reached your annual limit on your dental insurance plan. Discount dental plans provide everyone an easy-to-use and affordable way to save money on dental costs!

Dental insurance vs. discount dental plan:

Dental Insurance has a waiting period

• Many dental insurance plans will have a mandatory waiting period, sometimes up to a year, before treatment can begin. This means that you will be paying the premium each month for a year with no access to benefits.

• Many dental policies have limits on the amount of work that can be done over the course of a year. Once you hit that limit, the insurance company will stop covering any more of the dental costs for the remaining part of the year.

Discount dental plans require no paperwork, have no annual limits, no health restrictions and are available for use immediately upon enrollment. Discount dental plan members simply present their membership cards at participating dentists to obtain discounts of 10% to 60% on most dental procedures. Many discount dental plans even provide discounts on dental care specialty services like braces and cosmetic dentistry.

*Discount dental plans are not considered traditional dental insurance and are not to be confused as such; they are dental discount programs instead.

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