Discount Health Plans - the alternative to health insurance

Discount health plans are supplemental plans that provide discounts on healthcare services. If health insurance is not a possible option for you, either due to a pre-existing condition that makes you ineligible or financial limitations, discount health plans may offer a way to make doctor visits, treatment, and prescriptions more affordable.

Although these health plans are Not Health Insurance, discount health plans can help with some of the medical costs during a medical crisis. These plans are supplemental plans that provide discounts on healthcare services. Usually individuals, who have NO ability whatsoever to purchase full health insurance coverage, obtain this type of coverage.

If you currently have health insurance but consistently find that you are paying costly out-of-network fees to see specialists or paying large sums for uncovered medical services, a discount health plan may be an option to consider as an add-on.

Discount Health Plans are numerous but are not just an alternative to providing healthcare discounts; they provide a wide variety of additional benefits like discounts on dental, vision, chiropractic, pharmacy, etc.

These plans have become popular due to the acceptance restrictions required by traditional coverage and for many the only alternative available to them. It is important to remember this type of plan is NOT considered insurance but only provides a discounted rate for services which you are then responsible to pay. This is an option for those who are uninsured, have been declined or cannot obtain health insurance due to serious pre-existing conditions. Be sure to ask your insurance agent for what alternatives are available to you.

What about Prescription Discount Plans?