Dental insurance works similar to how health insurance works. For a specific monthly rate or "premium", you are entitled to certain dental benefits, usually including x-rays, cleanings, regular checkups, and certain services that promote general dental health. Some plans provide broader coverage than others and some require a greater financial contribution on your part at the time when services are rendered. There are some plans that may also provide coverage for dental implants, certain types of oral surgery, or orthodontia.

Similar to medical insurance plans, dental insurance plans are often categorized as either Indemnity or managed-care plans. The major differences concern out-of-pocket costs, choice of dental care providers, and how bills are paid.

Discount dental plans are a dental insurance alternative used by individuals and families to save money on dental care. Plan members simply present their membership card at a participating dentist’s office to save on most dental procedures, including dental check-ups, teeth cleanings, braces, root canals, crowns and even cosmetic dentistry on select plans.

  *Not all plans and providers are available in all states.