Mini Medical Health Plans

Mini Medicals are another way of referring to indemnity plans. For individuals who are unable to afford or qualify for major medical coverage this type of coverage is an option. Many also use these types of plans to supplement their existing coverage.

Another term used to describe these plans is Limited Medical. Mini Medical Plans or Limited Medical Plans are often times an affordable solution to employers. These types of plans can vary but for the most part offer some of the following highlights:

Guaranteed Issue
Some offer no pre-existing limitations
Offer various benefits including preventative care, dental, vision, accidental death and dismemberment, etc.

Mini Medical Health Insurance Plans work well for those who are part-time, temporary, hourly wage, or 1099 employees. It is important to understand that Mini Medical coverage is LIMITED and thus not considered a major medical insurance coverage.