PCIP Plan for 2011
Federally Administered
Pre-Existing Condition Insurance Plan

The Department of Health and Human Services (HHS) announced new plan choices for people enrolling in the Pre-Existing Condition Insurance Plan (PCIP) for 2011. These options will give current and future enrollees a greater number of coverage choices and allow people to select the plan that best meets their needs. The new options will be offered in a three-tiered structure beginning January 1, 2011, and will be available in States where the program is federally administered through the Office of Personnel Management. These choices build on the current single plan option: experience with the program has provided valuable information that has allowed for the creation of new and improved options.

PCIP provides Americans living with such conditions as cancer, diabetes, or heart disease the opportunity to obtain insurance coverage. The program covers a broad range of health benefits and is designed as a bridge for people with pre-existing conditions who cannot obtain health insurance coverage in today’s private insurance market. In 2014, all Americans – regardless of their health status – will have access to affordable coverage either through their employer or through a new competitive marketplace, and insurers will be prohibited from denying coverage to anyone based on the state of their health.

For more information about eligibility and benefits please visit: www.pcip.gov.

To read the full law and download the PDF file visit: Healthcare.gov.