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A POS plan may be right for you if:
•You're shopping for a plan with preventive care coverage included
•You want freedom to choose, your primary care physician is the only person that is required to be in-network and you retain the right to see physicians out-of-network
•You do not want to pay an annual deductible before coverage begins.
POS plans combine elements of both HMO and PPO plans. Like an HMO plan, you will likely be required to designate a primary care physician. Like a PPO plan, you may receive care from non-network providers but with greater out-of-pocket costs. You may also be responsible for co-payments, coinsurance and an annual deductible.
*Not all plans and providers are available in all states.
•You're shopping for a plan with preventive care coverage included
•You want freedom to choose, your primary care physician is the only person that is required to be in-network and you retain the right to see physicians out-of-network
•You do not want to pay an annual deductible before coverage begins.
POS plans combine elements of both HMO and PPO plans. Like an HMO plan, you will likely be required to designate a primary care physician. Like a PPO plan, you may receive care from non-network providers but with greater out-of-pocket costs. You may also be responsible for co-payments, coinsurance and an annual deductible.
*Not all plans and providers are available in all states.
*There are many types of health insurance plans and dental plans. Before purchasing any health insurance plan or dental plan be sure you understand exactly what is covered. Dental Insurance and Discount dental plans are not the same and not all providers offer the same type of coverage. Be sure to speak with a licensed health insurance agent for the details and specifics of the health insurance plans available in your state.
** This site is an informational site only and is not a substitute for the medical expertise and advice of your primary health care provider. For any healthcare or dental health concerns be sure to discuss treatment options or care with your health care provider.
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