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Types of Health Plans

Group - Individual - Family Health Coverage, Short-term to Indemnity - compare health plan types to determine what will best suit your needs.

The types of health plans range from group coverage to individual coverage to specific health coverage like dental, maternity, etc. The Decision to select a health plan type is not needed for those who are fortunate enough to have coverage provided by an employer. For those who are not so fortunate, these decisions can often times become incredibly stressful, especially for those have prior history of coverage or are in serious need of coverage due to certain health conditions.

Fortunately the ability to compare health plan types is simple and very easy to find at any website offering health insurance. Take the time to explore the options available to you and visit some of the additional links provided. It is important that this decision not be made quickly! Most important be realistic as to what you need, what you can afford, and will any previous medical history create a problem. Each type of health plan and carrier will have a certain set of requirements or variables to determine your acceptance. Make sure this is clearly understood before making any purchase, otherwise this could end up creating unnecessary frustration and result in an application rejection.

Types of Health Plans - Which type of health coverage do you need? Compare the different health plan types.

Dental Plans
EPO Health Insurance
HMO Health Plans
HSA - Health Savings Accounts
Catastrophic
Mini Medical Plans
Medical Discount Plans
PPO Health Plans
POS Health Plans
Prescription Plans
Indemnity Health Plans
Individual Health Insurance
Family Health Insurance
Guaranteed Issue Health Insurance
Self-Employed Health Coverage
Short Term Health Insurance
Small Group Health Insurance
Student Health Insurance Plans
Travel Health Insurance Plans
Vision Coverage


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What is Accidental Health Insurance? Are you prone to accidents? Can you afford a serious accident?

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Did you know?
Fee-For-Service health insurance plans reimburse physicians and hospitals for each individual service they provide and are called fee-for-service plans. These health plans allow the individual to choose any physician or hospital.

Indemnity Health Plans - with an indemnity plan, you can use any doctor or hospital you wish. Your or they send the bill to your insurance company, which pays part of it. Under most indemnity health plans, you have to pay a deductible before your insurance company will pay. Most indemnity plans typically pay for things like medical tests and prescriptions as well as charges from doctors and hospitals but they usually won't pay for preventative care like annual checkups.

Major medical insurance - can be sold on an individual or group basis. It provides benefits up to a high limit for most types of medical expenses incurred, subject to a large deductible. The contract may contain limits on specific types of charges, like room and board, and a co-insurance clause. These policies usually pay covered expenses whether an individual is in or out of the hospital.