Catastrophic health insurance can offer a very low premium when compared to other health insurance plans.
It is designed for patients who are generally healthy and do not necessarily have the need to visit their physician regularly. The plan usually does not cover regular doctor visits (check ups, etc.) but it does provide major hospital and medical expenses coverage.
Catastrophic health insurance plans are designed to provide emergency protection against unexpected medical costs. Catastrophic health coverage is medical coverage made affordable by having a high deductible and a low premium.
Should you purchase catastrophic health insurance? Catastrophic health coverage can work for you if:
You have no pre-existing medical conditions
You're not on regular prescription drugs
You rarely see the doctor
You can't afford more robust coverage
You expect to have other coverage within 6-12 months
You only want coverage in case of emergency
*Not all plans and providers are available in all states.
*There are many types of health insurance plans and dental plans. Before purchasing any health insurance plan or dental plan
be sure you understand exactly what
is covered. Dental Insurance and Discount dental plans are not the same and not
all providers offer the same type of coverage. Be sure to speak with a
licensed health insurance agent for the details and specifics of the health insurance plans available in your state.
** This site is an informational site only and is not a substitute for the medical expertise and advice of your primary health care provider. For any healthcare or dental
health concerns be sure to discuss treatment options or care with your health care provider.